Monthly Archives: January 2005

Loan Ranger

So we’re getting ready to meet the load arranger to start the (scary as heck) process of buying a house. There are several fears I deal with in all of this:

  • Lack of knowledge about what’s going on
  • Lack of control
  • Lack of resale value

I like control, I like knowing that I’m doing something the right way, and preferrably the best way. However, in this process I know it’s not going to be the best way, but it will be the way we can do it (I don’t have 20%+ down). However, I don’t understand how the whole process goes, and I’m hoping that I’ll be able to ‘get it’ quickly.

Because I don’t have a complete knowledge of the process and all of the terms involved I feel like I lack control.

Since the housing market is in constant flux I fear that the value of any home I may purchase will suddenly plummet because of any various change that may strike us, our neighborhood or the market in general. For instance, what if our Jerry Springer neighbors that live above us move into our neighborhood and bring the value of the homes down? I can’t imagine that driving by and hearing a young male scream, “You [words I wouldn’t type on my blog]! I’m going to [other words I won’t type] kill you!” I’m pretty sure that will cause some neighbors to want to move, and others to just call the police. Any regularity of either of those will bring the property value down. Also, what if Satan moves into our neighborhood and makes the Jerry Springer neighbors look good? This too is guaranteed to make the prices of the homes in the area go to hell [gosh that one liner amuses me]. And, lastly, what if the housing bubble that some have described us being in pops and I find myself paying the mortgage for a $230,000 house that is actually only worth $150,00 since Microsoft declared bankruptcy, WalMart bought out Target and Bill Clinton won a third term? Think of the catastophes!

So, as usual, I just need to trust God and seek His wisdom while all of this goes down. Pray for us in this as it’s going to be a bumpy ride and I’m going to have to go to the dentist in a week.

Film at Eleven

Back in the day when the News used to be on really late they’d say, “Film at Eleven.” Now the news is on all the time and they have the guy on the 4:30 news briefly tell you about what the 5:00 anchor person is going to tell you. Of course he or she will innevitably tell you about the 5:30 and 6:00 newscasters will be filling you in on. Apparently their news is unimportant to me now, but will matter in some time.

However, this post is not abou that, it instead is about camera film. This morning my friend Mike gave me an SLR camera. Not only that but it has a telephoto lens, which rocks my world. I’m stoked and can’t wait to use it. My only problem now is that I don’t have film. My only other problem besides that is that I need to re-learn how to use it. My only other only problem is that I can’t fix mistakes on a film camera like I can on a digital camera. This means that I’ve got one other problem: I’m going to spend a lot more money on film, developing and other expenses associated with film cameras. I’m looking forward to it because this could be a whole new side to camera work.

Oh, and the telephoto lens apparently also has some sort of macro focus length, the only problem is that you have to be about 3 feet away or more to get the macro to focus. I guess I’ll have to learn how to use that, too.

It’s a Pentax K1000, in case you care 🙂

Corn Girl

This afternoon when I put Abby down for her nap her breath smelled of corn chips that she’d had a little earlier with lunch. I said to her, “Good night, Corn Girl.” After about 30 seconds I heard her yelling through her closed bedroom door, “I’m Guacamole Girl!”

My mistake!

Free In Home Consulation

No, that’s not a typo in the title, it’s marketing. Actually, it is a typo, but it was on a commercial that I saw this evening while working out. There was a home theater company offering their services to come in and (apparently) ‘consul’ with you. I suppose that it would be pretty cool if you were their competition. They’d not only look incompetant, but it would also have helped if they had not shown the text twice on the screen as one of only three things they put on the screen as text. Oh, well. I guess that if I ever want to run a spell checker on this site it would return a lot of typos.

This is the white kettle calling the white pot… white.